We don’t deal with cash or cheques – if you make an international payment through us the money will need to be transferred to and from a bank account.

Once you have agreed your exchange rate via our online system, 4X Dealer™, you will need to send your funds to us. You can do this one of two ways:

Over £10,000 requires a CHAPS payment. This is a same day wire payment that your bank can arrange for you. They will probably charge you between £20 and £30 to make the payment and you may have to go into the branch. This is important if you are planning to move overseas before you make your payment – please make sure you have arranged your CHAPS payment with your bank in advance.

Up to £10,000 can be transferred by BACS payment. This payment can usually be arranged over the phone with your bank, or by using your own online banking, and is generally free. Depending on whether your bank uses ‘Faster Payments’ the transfer could take up to three working days.

4X operates strict anti-money laundering policies, which means we can only accept money from an account in the name of our registered customer. If you are paying us from a joint account, please make sure this is made clear on the payment.

Once we have received your payment we will transfer your currency to your nominated account. This could be an account in your name, or we can pay a third party such as a lawyer or notaire.